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Report | CALPIRG Education Fund | Consumer Protection

Medical Debt Malpractice

Millions of Americans are contacted by debt collectors every year over debt related to medical expenses. This review of complaints submitted to the CFPB suggest that many consumers contacted about medical debt should not have been contacted in the first place, and that many contacts involve aggressive or inappropriate tactics.  

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News Release | CALPIRG | Consumer Protection

New report from leading consumer group shows millions are victims of aggressive tactics from medical debt collectors

The consumer group CALPIRG released the ninth in a series of reports that review complaints to the Consumer Financial Protection Bureau (CFPB).  The latest report explores consumer complaints about medical debt, a major source of problems for consumers, since medical debt items on credit reports are often wrong or about the wrong consumer.  The report also demonstrates the need to defend the CFPB from partisan and special interest attacks.

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Blog Post | Public Health, Antibiotics

If It Looks Like a Chicken and Walks Like a Chicken | Steve Blackledge

Earlier this week, Tyson Foods announced another big step toward stopping the overuse of antibiotics on industrial farms. The announcement underscores a larger trend that’s been happening for a few years now; consumer pressure is helping to drive important public health changes in the marketplace. To be sure, there are laggards on the antibiotics front (see our recent blog on KFC), but perhaps no company has lagged as aggressively and proudly as Sanderson Farms. 

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Report | CALPIRG Education Fund | Public Health

Get the Lead Out

Our children need safe drinking water – especially at school where they go to learn and play each day.  Unfortunately, lead is contaminating drinking water at schools and pre-schools across the country.  As our report shows, states including California are so far failing to make the grade when it comes to keeping lead out of drinking water at school. 

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News Release | Consumer Protection

Unilever: Go Toxic-Free

On Valentine’s Day, consumer groups thank Unilever for great first step in disclosing fragrance ingredients and call on personal care giant to go toxic-free.

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News Release | CALPIRG Education Fund | Financial Reform

Big Banks Make Billions on Overdraft Fees

Through the first three quarters of 2016, 626 large banks reported collecting $8.4 billion in revenue from overdraft and non-sufficient funds fees, an increase of 3.6 percent over the same period in 2015. “Banks that relied most heavily on overdraft revenue had more complaints to the Consumer Financial Protection Bureau in the complaint category “account funds being low,” said Ruth Rothstein, a consumer advocate with CALPIRG Education Fund. “It’s clear that we need to protect a strong CFPB to make sure banks are following the law.”

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News Release | CALPIRG Education Fund | Consumer Protection

Yahoo Data Breach Presents Opportunity for Strong Response

Although it failed its responsibility to protect its users, Yahoo has an opportunity to provide the most consumer friendly response to likely the largest breach of its kind by alerting its users to the benefits of credit freezes and offering to pay for credit freezes with all three major national credit bureaus.

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News Release | CALPIRG Education Fund | Consumer Protection

31st Annual Survey Finds Recalled Toys in Online Stores

Los Angeles, CA – Some toys that have been recalled for lead, powerful magnets, or other hazards  can still be available for sale in online stores, according to California Public Interest Research Group Education Fund's 31st annual Trouble in Toyland report. The survey of potentially hazardous toys found that consumers should be wary when shopping this holiday season.

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News Release | CALPIRG Education Fund | Democracy

New Report Highlights Opportunities to Welcome Underrepresented California Youth onto Voter Rolls

As preregistration of 16- and 17-year-olds goes live in California, we want all eligible and willing California youth added to the voter rolls on their 18th birthday, at their current address, and armed with knowledge about how to participate in elections. That’s a big undertaking that will require strategic outreach, education, and communication with youth across the state. 

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News Release | CALPIRG Education Fund | Consumer Protection

Report: Analysis of Payday Complaints Reveals Need for Stronger Federal Protections 

Oakland - Consumer complaints about payday loans to the Consumer Financial Protection Bureau (CFPB) show a critical need for strengthening the agency’s proposed rule to rein in payday loans and other high-cost lending, according to a report released today by the CALPIRG Education Fund. 

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Report | CALPIRG Education Fund | Tax

Following the Money 2016

State governments spend hundreds of billions of dollars each year through contracts for goods and services, subsidies to encourage economic development, and other expenditures. Public accountability helps ensure that state funds are spent as wisely as possible. Our 7th annual "Following the Money" report found that California still lags behind every other state in providing accessible, searchable data to the public.

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Report | CALPIRG Education Fund | Transportation

Highway Boondoggles 2

The second in our series of reports on wasteful highway projects, Highway Boondoggles 2 looks at 12 highway projects across the country that reflect a particularly troublesome mix of skewed transportation priorities, minimal benefits to local communities, and in some cases a huge price tag to boot. Together, these projects are expected to cost at least $24 billion in taxpayer money, exhausting limited funds that could be better spent on repair and maintenance or put toward critical investment in transit, biking, and pedestrian options that better meet current and future needs.

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Report | CALPIRG Education Fund | Tax

Settling for a Lack of Accountability?

When large companies harm the public through fraud, financial scams, chemical spills, dangerous products or other misdeeds, they almost never just pay a fine or penalty, as ordinary people would. Instead, these companies negotiate out-of-court settlements that resolve the charges in return for stipulated payments or promised remedies. These agreements, made on behalf of the American people, are not subject to any transparency standards and companies often write them off as tax deductions claimed as necessary and ordinary costs of doing business.

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Report | CALPIRG Education Fund | Democracy

Millenial Online Voter Registration

Since the launch of online voter registration (OVR) in 2012, best practices have emerged that maximize the impact of online voter registration for getting youth from college campuses across the state onto the voter rolls.  Youth voter engagement has been identified as a problem of emerging concern by public and community leaders.  Only 8% of eligible youth participated in the historically low voter turnout elections of 2014.

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Report | CALPIRG Education Fund | Consumer Protection

Trouble in Toyland

For 30 years, CALPIRG Education Fund has conducted an annual survey of toy safety, which has led to over 150 recalls and other regulatory actions over the years, and has helped educate the public and policymakers on the need for continued action to protect the health and wellbeing of children. Among the toys surveyed this year, we found potential choking and noise hazards, one toy that exceeded federal toxic standards, and three toys that preliminary testing showed may exceed federal toxic standards.

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Blog Post | Transportation

All Americans Deserve Clean Air to Breathe, On Earth Day and Every Day | Sean Doyle

U.S. DOT asks if we should measure global warming pollution from transportation.

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Blog Post | Transportation

Owning Fewer Cars Isn’t Just For Millennials | Sean Doyle

New transportation options are making it easier for people to use transit more, own fewer cars, and even save money on transportation.

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Blog Post | Public Health

Coalition Letter to In-N-Out Burger regarding its Antibiotics Policy | Jason Pfeifle

We are heartened and encouraged by In-N-Out Burger's recent statement to the OC Register that the company is "committed to beef not raised with antibiotics important to human medicine," and has asked its suppliers to accelerate "progress toward establishing antibiotic alternatives."  

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Blog Post | Financial Reform

NYT Points Out Overdraft Fees Still A Problem | Ed Mierzwinski

A major article in today's New York Times, "Overdraft Practices Continue to Gut Bank Accounts and Haunt Customers," points out that while 2010 reforms put in place by the pre-CFPB regulators have helped, there's still work to be done to protect consumers from unfair overdraft practices. While years ago banks used "bounced check" fees to deter what was then seen as a negative behavior, more recently they have encouraged overdrafts by offering "standard overdraft protection" as if it is a feature, not a bug. They've made billions.

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Blog Post | Public Health, Food

A nationwide call: KFC, help save antibiotics! | Anya Vanecek

Over eighty organizations and hundreds of consumers launched a call for KFC to switch to selling chicken raised without routine antibiotics. 

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