Reports

Report | CALPIRG Education Fund | Consumer Protection

Predatory Loans & Predatory Loan Complaints

This is the seventh in a series of reports that review complaints to the Consumer Financial Protection Bureau. In this report, we explore consumer complaints about predatory loans, categorized in the database as payday loans, installment loans, and auto title loans.

Report | CALPIRG Education Fund | Public Health, Consumer Protection

Getting Personal with Chemicals

We should be able to trust that the products we buy are safe — especially the ones our families use every day, directly on our bodies. However, we looked into common ingredients in popular personal care products, and found that when we use these products, like shampoo, baby wipes, deodorant, shaving gel, or perfume, we are often dosing our bodies with chemicals that can disrupt our hormones, cause developmental problems, cause cancer, and more. This consumer guide describes the results of our investigation of 10 popular personal care products that contain chemicals of concern.

Report | CALPIRG Education Fund | Tax

Following the Money 2016

State governments spend hundreds of billions of dollars each year through contracts for goods and services, subsidies to encourage economic development, and other expenditures. Public accountability helps ensure that state funds are spent as wisely as possible. Our 7th annual "Following the Money" report found that California still lags behind every other state in providing accessible, searchable data to the public.

Report | CALPIRG Education Fund | Transportation

Highway Boondoggles 2

The second in our series of reports on wasteful highway projects, Highway Boondoggles 2 looks at 12 highway projects across the country that reflect a particularly troublesome mix of skewed transportation priorities, minimal benefits to local communities, and in some cases a huge price tag to boot. Together, these projects are expected to cost at least $24 billion in taxpayer money, exhausting limited funds that could be better spent on repair and maintenance or put toward critical investment in transit, biking, and pedestrian options that better meet current and future needs. Included in this report is the San Gabriel Valley Route 710 tunnel, with an estimated price tag of$5.6 billion. 

Report | CALPIRG Education Fund | Tax

Settling for a Lack of Accountability?

When large companies harm the public through fraud, financial scams, chemical spills, dangerous products or other misdeeds, they almost never just pay a fine or penalty, as ordinary people would. Instead, these companies negotiate out-of-court settlements that resolve the charges in return for stipulated payments or promised remedies. These agreements, made on behalf of the American people, are not subject to any transparency standards and companies often write them off as tax deductions claimed as necessary and ordinary costs of doing business.

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