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Report | CALPIRG Education Fund | Consumer Protection

Policing Privacy:

This report summarizes interviews CALPIRG Education Fund held with law enforcement officers from California and other cities with high identity theft rates.

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Report | CALPIRG Education Fund | Democracy

Contribution Limits And Competitiveness

For years, academics, political theorists, and campaign finance reformers have debated the causal relationship between campaign contribution limits and the outcome of elections. Some argue that limiting campaign contributions amounts to "incumbent protection;" others contend that limits make challengers more competitive. This study is the first of its kind to comprehensively examine the states with contribution limits and empirically measure changes in competitiveness.

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Report | CALPIRIG Education Fund | Consumer Protection

Privacy Denied

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Report | CALPIRG Education Fund | Consumer Protection

Common Sense Accounting Reforms For California Investors And Taxpayers

The California marketplace is plagued by increasing conflict-of-interest problems that lead to inaccurate corporate audits, an upsurge in “earnings restatements”, and a loss of investor confidence.

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Report | CALPIRG Education Fund | Consumer Protection

Rent-A-Bank Payday Lending:

One consequence of deregulation of interest rates, high credit card interest rates and high bank fees has been the rapid growth of the alternative financial services (or fringe banking) industry, which includes check cashing outlets, payday loan companies, rent-to-own stores, high cost second mortgage companies, sub-prime auto lenders, traditional pawn shops and the growing business of auto title pawn companies. This report examines payday lending in detail.

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Blog Post

Living in California, I’m currently spending 56% of my income on rent. Most financial advisers say you shouldn’t spend more than 30%. Apparently this qualifies me as “severely cost-burdened,” according to the California Budget & Policy Center.

However, I’m extremely lucky that I’ve kept my job so far since the start of the coronavirus (COVID-19) pandemic. When rent was due on April 1st, I could pay it. Sadly, many others couldn’t.

News Release | CALPIRG Education Fund

31 California legislators, led by Assemblymember Kansen Chu (D-San Jose), are joining CALPIRG Education Fund in calling on the country’s top online marketplaces to crack down on price gouging amidst the novel coronavirus (COVID-19) outbreak.

News Release | CALPIRG Education Fund

CALPIRG Education Fund released a guide Tuesday with tips for how consumers can negotiate with their banks to lower interest rates, waive overdraft fees, and agree on payment plans to provide more financial peace of mind in the months to come. 

 

News Release | CALPIRG Education Fund

SACRAMENTO -- California Attorney General Xavier Becerra is calling on the country’s top online marketplaces to crack down on price gouging amidst the novel coronavirus (COVID-19) outbreak. Becerra joined a bipartisan group of 33 attorneys general, led by Pennsylvania Attorney General Josh Shapiro along with co-leading Attorneys General Hector Balderas (NM), William Tong (CT), and T.J. Donovan (VT), in sending a letter today urging the companies -- Amazon, Craigslist, eBay, Facebook and Walmart -- to quickly implement preventative measures on their platforms to ensure that consumers don’t get taken advantage of during this public health crisis. Attorney General Becerra had previously sent his own, similar letter on Friday, but now 32 other attorneys general are joining him.

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