Health Insurance Tips

WE CAN HELP — Our health care policy experts are working to provide you with the resources you need to make the most of new health care consumer protections and tools.

Get The Best Deal On Health Insurance

Looking for health coverage? Covered California, the new health insurance marketplace, could save you time and money. Use our tips to make the most of this new tool.

1. Check out new options at Covered California. The plans include coverage for doctor visits, hospitalizations, preventive care, maternity care, emergency room care, prescriptions and more.
Online: CoveredCA.com
Toll-free: (800) 300-1506

2. Find out about financial help that’s available. At Covered California, you can find out if you qualify for financial assistance to lower your costs.

3. Use Covered California to compare plans side-by-side. The new marketplace lists your options on one website, and shows what each plan covers.

4. Take advantage of expert help to compare plans in-person, online or by phone. Specially trained people are available in communities across the state to help you apply and understand your options. Find them at CoveredCA.com.

5. Don’t take no for an answer. For coverage starting January 2014, insurance companies can no longer deny you due to a pre-existing condition.

6. Keep in touch. Check for updates on our website, and tell us about your experience. We want to hear what you think so we can spot trends and advocate for ongoing improvements. Contact us.

Health Care Consumer Protections

If you have coverage, you already have protections under the health care law, such as:

  • Children and young adults can stay on their parents’ plan until age 26
  • Free preventive care, including check-ups and vaccinations
  • Insurance companies can’t set a lifetime cap on what they’ll pay if you get sick
  • Rebates if your insurance company spends less than 80% of premiums on care

 Plus, more consumer protections start in 2014, including:

  • Insurers can’t deny anyone coverage for having a “pre-existing condition”
  • No more annual caps on what your insurer will pay if you get sick
  • Insurance companies can’t charge women more than men for coverage

See more information about the health care law, the Affordable Care Act

Issue updates

Blog Post | Consumer Tips, COVID-19, Public Health

After 20 people die and dozens become ill, FDA finally flags hand sanitizer from Mexico | Teresa Murray

Consumers still at risk for harmful over-the-counter drug products of all types because of soft federal regulations.

> Keep Reading
News Release | US PIRG Education Fund | COVID-19, Public Health, Health Care

NURSING HOMES STILL DON’T HAVE ENOUGH MASKS, GOWNS, OTHER PPE

A new analysis by the U.S. PIRG Education Fund and Frontier Group found that 8 percent of nursing homes nationwide as of Dec. 27 had a critical shortage of surgical-grade N95 masks, which are the best protection against spreading the virus. Additionally, 4 to 6 percent of nursing homes reported shortages in at least one other category of personal protective equipment.

> Keep Reading
News Release | CALPIRG Education Fund | Public Health

New Report: Toxic waste cleanup efforts lag, putting Americans at risk

California has the second-most toxic waste sites of any state in the country, according to a new report from CALPIRG Education Fund, “Superfund Underfunded: How taxpayers have been left with a toxic financial burden.” Due to their highly hazardous nature, the 97 sites in California are eligible for cleanup under the federal government’s “Superfund” program but data from the Environmental Protection Agency (EPA) detailed in the report show remediation efforts are lagging due to budget shortfalls.

> Keep Reading
Report | CALPIRG Education Fund | Public Health

Superfund Underfunded

> Keep Reading
Blog Post | Consumer Tips, COVID-19, Public Health

20 Questions to Ask Your Nursing Home during COVID | Teresa Murray

Whether you have a loved one currently in a nursing home or rehabilitation facility, or whether you’re shopping for one, you should arm yourself with a list of questions to gauge how safe the environment is. Here’s a guide to those questions, and the answers you should expect.

> Keep Reading

Pages

News Release | US PIRG Education Fund | COVID-19, Public Health, Health Care

NURSING HOMES STILL DON’T HAVE ENOUGH MASKS, GOWNS, OTHER PPE

A new analysis by the U.S. PIRG Education Fund and Frontier Group found that 8 percent of nursing homes nationwide as of Dec. 27 had a critical shortage of surgical-grade N95 masks, which are the best protection against spreading the virus. Additionally, 4 to 6 percent of nursing homes reported shortages in at least one other category of personal protective equipment.

> Keep Reading
News Release | CALPIRG Education Fund | Public Health

New Report: Toxic waste cleanup efforts lag, putting Americans at risk

California has the second-most toxic waste sites of any state in the country, according to a new report from CALPIRG Education Fund, “Superfund Underfunded: How taxpayers have been left with a toxic financial burden.” Due to their highly hazardous nature, the 97 sites in California are eligible for cleanup under the federal government’s “Superfund” program but data from the Environmental Protection Agency (EPA) detailed in the report show remediation efforts are lagging due to budget shortfalls.

> Keep Reading
News Release | CALPIRG Education Fund | COVID-19, Public Health, Health Care

Report: Nursing homes endure massive PPE shortages

California nursing homes, along with thousands nationwide, are dealing with horrific shortages of masks, gowns and other items they need to protect residents, workers and the broader community from COVID-19, according to “Nursing home safety during COVID: PPE shortages,” a report by the CALPIRG Education Fund and Frontier Group.

> Keep Reading
News Release | CALPIRG Education Fund | Public Health

New data: More than half of California school districts report lead in drinking water

SACRAMENTO- As California schools consider best practices for reopening in the fall, they must address the fact that too many have found unacceptable levels of lead in their drinking water. CALPIRG Education Fund released an updated interactive map with results reported from schools. More than 2,100 school drinking water fountains tested positive for lead at 1,300 schools in the state over the past three years, according to a new analysis by CALPIRG Education Fund.

> Keep Reading

Pages

Report | CALPIRG Education Fund | Public Health

Superfund Underfunded

> Keep Reading
Report | CALPIRG Education Fund | Public Health

Get The Lead Out

Our children need safe drinking water – especially at school where they go to learn and play each day.  Unfortunately, lead is contaminating drinking water at schools and pre-schools across the country. As our report shows, states are failing to make the grade when it comes to keeping lead out of drinking water at school.  Instead of waiting for more testing, we need to proactively remove the lead pipes and plumbing at the root of this toxic hazard for our children.

> Keep Reading
Report | CALPIRG Education Fund | Public Health

Glyphosate pesticide in beer and wine

To explore how much Roundup we’re drinking, U.S. PIRG tested beer and wine for glyphosate/Roundup. As we’ve confirmed in this study, Roundup is found in beer and wine. This confirms past studies on the topic, which found that glyphosate is found in almost all adult beverages. For example, in 2016, beer testing in Germany also revealed residues of glyphosate in every single sample tested, even in independent beers. After that study was released, German brewers managed to severely limit the amount of glyphosate used in brewing, and saw marked improvement in a 2017 follow-up study.

> Keep Reading
Report | CALPIRG Education Fund | Public Health

Get the Lead Out: Back to School Toolkit

Our children need safe drinking water—especially at school where they go to learn and play each day. Unfortunately, lead is contaminating drinking water at schools and pre-schools across the country. This “Back to School” toolkit is designed to help parents, teachers and school officials get the facts on lead in drinking water and make the case for strong local action to ensure safe drinking water at school. 

> Keep Reading
Report | CALPIRG Education Fund | Public Health

Safer School Supplies: Shopping Guide

With this Safer School Supplies: Shopping Guide, parents, teachers, and students can make more informed decisions while shopping for school supplies this Back to School season. We want to give parents and teachers the option to choose school supplies that do not contain toxic chemicals. This Shopping Guide should serve as a handy tool for finding products free of several types of toxic chemicals.

> Keep Reading

Pages

Blog Post | Consumer Tips, COVID-19, Public Health

After 20 people die and dozens become ill, FDA finally flags hand sanitizer from Mexico | Teresa Murray

Consumers still at risk for harmful over-the-counter drug products of all types because of soft federal regulations.

> Keep Reading
Blog Post | Consumer Tips, COVID-19, Public Health

20 Questions to Ask Your Nursing Home during COVID | Teresa Murray

Whether you have a loved one currently in a nursing home or rehabilitation facility, or whether you’re shopping for one, you should arm yourself with a list of questions to gauge how safe the environment is. Here’s a guide to those questions, and the answers you should expect.

> Keep Reading
Blog Post | Public Health

Toxic triclosan in toothpaste? | Dev Gowda

A recent article in the LA Times revealed that a new study found that the toxic compound triclosan, which is commonly found in toothpaste as well as other consumer products such as cosmetics, children’s toys, and yoga mats, “could cause adverse effects on colonic inflammation and colon cancer.”

> Keep Reading
Blog Post | Public Health

Home remodeling shouldn’t be a deadly project: Toxic paint removers being sold by Lowe’s and other stores | Dev Gowda

No one should lose a loved one to deadly chemicals. But right now you can walk into Lowe’s and other stores and buy paint removers containing highly toxic chemicals.

> Keep Reading
Blog Post | Public Health

Lead-Free Schools: Steps forward in Oakland but more work to do | Emily Rusch

What could be more basic than providing clean, safe drinking water for our kids in schools? On Wednesday night the Oakland Unified School Board meeting voted to approve a new drinking water policy to help identify and remove sources of lead exposure to kids in drinking water fountains. 

> Keep Reading

Pages

Blog Post

Consumers still at risk for harmful over-the-counter drug products of all types because of soft federal regulations.

Report | CALPIRG Education Fund
News Release | CALPIRG Education Fund

California has the second-most toxic waste sites of any state in the country, according to a new report from CALPIRG Education Fund, “Superfund Underfunded: How taxpayers have been left with a toxic financial burden.” Due to their highly hazardous nature, the 97 sites in California are eligible for cleanup under the federal government’s “Superfund” program but data from the Environmental Protection Agency (EPA) detailed in the report show remediation efforts are lagging due to budget shortfalls.

News Release | US PIRG Education Fund

A new analysis by the U.S. PIRG Education Fund and Frontier Group found that 8 percent of nursing homes nationwide as of Dec. 27 had a critical shortage of surgical-grade N95 masks, which are the best protection against spreading the virus. Additionally, 4 to 6 percent of nursing homes reported shortages in at least one other category of personal protective equipment.

Blog Post

Whether you have a loved one currently in a nursing home or rehabilitation facility, or whether you’re shopping for one, you should arm yourself with a list of questions to gauge how safe the environment is. Here’s a guide to those questions, and the answers you should expect.

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